by Michael Strauss
In contrast, most rewards programs allow you to redeem your points against a strictly limited range of goods or services, but can often therefore afford to give more actual benefit. For example, travel enthusiasts might find a card which rewards them with hotel discounts and free flights much more useful than an across the board 1% discount on their purchases.
Similarly, wine buffs may find a card which gives them access to a discount wine club a more attractive way to benefit from their card use, and drivers may especially appreciate a rebate on their fuel costs.
In most cases, a rewards program that fits in well with your lifestyle is likely to give a more satisfactory overall result than a general cash back program, but this depends on being able to find a card that suits you well.
Whichever kind of card you choose, these days it's no longer necessary to pay through the nose just for the convenience of using your card - you should be able to find a card which gives you something very worthwhile back.
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About the author
Michael writes on credit cards and related topics, and you can read more about credit cards with cash back at his site, Card Sense UK.